Insurance

AHV / AVS

(State Old Age and Survivors’ Pension Insurance)

The contribution for those persons who are subject to AHV payments and who are not in gainful employment is CHF 475.00 (including administration costs) per calendar year. The amount is raised in the following year by the social insurance office SVA Zürich.

If students earn income from gainful employment which is subject to AHV payments, the amount is reduced by the respective contributions paid by the employee and the employer (5.15% each) on the employee’s salary.

During the first six months of any year, students who are subject to AHV payments receive a questionnaire which they must complete, sign and return to SVA Zürich.

Should you have any questions regarding AHV contributions for persons not in gainful employment, please contact

SVA Zürich

Roentgenstr. 17,
Postfach
8087 Zurich
Tel. 044 448 50 00

Any AHV branch will be able to provide information with regard to all other AHV-related issues.
... see also AHV website: www.ahv.ch (in German)

AHV contributions upon leaving ETH Zurich:

If, during the year in which you leave ETH Zurich, you neither return to your home country, nor commence gainful employment, nor switch to another Swiss university, you must ensure that you continue to pay the AHV contribution.

We therefore strongly recommend that you contact SVA Zürich (see above) after the end of the calendar year. This will help to prevent any possible gaps in contributions which might have an impact once you reach AHV retirement age.

Illness, accident and private liability insurance

... please see the information notice (PDF, 99 kB)